ISMIE Mutual Insurance Company
Mutual Interests

Claim Your Just Rewards

ISMIE Mutual Insurance Company has developed a new program for policyholders: Risk Rewards.It’s free, it starts today, and it can save you real dollars off the cost of your medical liability insurance premium.

“Risk Rewards – part of our new Managing Risk initiative – is just one of ISMIE Mutual’s responses to the atrocious legal climate and changing liability insurance marketplace,” said Harold L. Jensen, M.D., chairman, ISMIE Mutual. “Our aim is together to be the best in the world at managing risk, and to give our policyholders the knowledge they need to take back control of their practices.”

Flexible, physician-first solutions

Risk Rewards will provide a measure of relief from the attacks on your professional
reputation, your personal assets and your peace of mind. Here’s how it works:

Every time you successfully complete one of our risk management components, you’ll earn valuable premium discounts. You can save up to a maximum of 15 percent each year on your ISMIE Mutual insurance policy – this is on top of any discounts you may already have from ISMIE Mutual, such as our loss-free discount. Discounts earned in 2004 go toward your renewal premium beginning in July, 2005.

Risk Rewards offers many options from which to choose. All components are absolutely free to ISMIE Mutual policyholders, and continuing medical education credits may be earned in most cases. The majority of activities require successful completion of a post-test to earn the discounts.

Discounts may be earned by participation in these currently available Risk Rewards programs:

On-Site Office Assessment 5%
Managing Your Risk in the Office/at the Hospital (Self-Study I) 2%
Risk Prevention Skills for Physicians (Self-Study II) 2%
Electronic Medical Records System 2%
Antepartum Recordkeeping System 2%
Risk Management Seminars 1%
Print/Online Risk Prevention Resources 1/2%

New programs continue to be developed. ISMIE Mutual communications will carry more details as we roll out new programs in the coming year.

“Through participation in Risk Rewards, you’ll learn strategies to reduce liability exposures while reducing the cost of your premium. You will improve patient satisfaction. You will save money. You will earn CME credits. At ISMIE Mutual, we help physicians stay focused on doing what they do best: taking care of their patients,” said Dr. Jensen.

Questions? E-mail riskmanagement@ismie.com; or call 312-853-1627 or 1-800-782-4767, ext. 1627.