Policyholder Advantage

Hands-on involvement by actively practicing physicians is a key difference in serving policyholders at ISMIE Mutual, right down to providing expert input and experience in the
underwriting and claims processes.

The Physician Review and Evaluation Panel (PREP) provides review of the underwriting
process; the Physician Review Committee (PRC) lends an informed viewpoint to the
review of each claim and lawsuit.

With these two key review committees, ISMIE’s policyholders are assured of physician-first
service.