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    Association of Independent Doctors-ISMIE Affinity Program


    Not an Association of Independent Doctors member? Learn more about becoming a member.

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    ISMIE Mutual Insurance Company (ISMIE) has been selected as the endorsed medical professional liability insurance carrier for the Association of Independent Doctors (AID), and now offers a new affinity program to AID members through HUB International*.

    *This program is established by AID in conjunction with its ISMIE-Endorsed Broker, HUB International.

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    Supporting physician independence Not an Association of Independent Doctors member? Learn more about a membership today.

    ISMIE has proudly delivered protection, quality, service and value to healthcare professionals for more than 40 years. Its vast array of offerings includes industry-leading risk management programs, customized coverage options, and physician-led claims management. ISMIE is excited to offer this top-quality coverage with an exceptional package of discounts exclusively for AID members.


    • 10% AID discount applied to ISMIE clients 1
    • Loss-free discounts of up to 19.5% 2
    • Risk Management discounts of up to 15%, subject to course participation 3,4 
    • Rating discounts for individual physicians 4
    • Rating and loss experience discounts for clinic physicians from economically integrated practices 4
    • Additional loss-free discounts may be available based on number of years with no claims payouts
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    1 Net of any applicable discounts 2 Based on number of years with no indemnity paid 3 Limited to ISMIE Mutual insureds 4 Must meet underwriting guidelines 


    • Data Breaches: Causes and Evolving Risks
    • Genomic Medicine: Maximizing Benefits and Minimizing Risks
    • Opioid Prescribing in the Office: What You Should Know
    • Physician Burnout and Impairment: How an Unhealthy Doc Can Affect a Healthy Practice
    • Sexual Misconduct in the Medical Setting 
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    Policyholders in ISMIE's Risk Management program are 37% less likely to experience a claim resulting in a payment, and 21% less likely to experience a claim overall, than non-participants.
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  • To be approved for this program, physicians must meet the following requirements:

    • Program is only open to AID members in good standing
    • Enrollment requires signing a Participation Agreement and approval of physician's application by ISMIE  
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  • Learn more about the ISMIE difference



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