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Insurance Products

In a rapidly-changing healthcare industry, ISMIE continues to innovate, creating diverse coverage options to fit the needs of policyholders.

ISMIE is a premier professional, property, reinsurance liability insurer with insurance products underwritten by ISMIE Mutual Insurance Company and excess and surplus insurance solutions through ISMIE Indemnity Company.

With foundations in providing professional liability coverage, ISMIE has expanded insurance coverages to meet changing market demands by offering risk purchasing and risk retention groups, captive, and reinsurance solutions.

Insurance Coverages offered:

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Occurrence

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Claims Made

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Transfer-to-Occurrence

ISMIE Mutual Insurance Company

  • Professional liability malpractice insurance for healthcare professionals and employed physician programs.
  • Surgery and Imaging Centers.
  • Risk Purchasing Groups (RPG), Risk Retention Groups (RRG), healthcare professionals looking to leverage volume when seeking coverage or risk-sharing.

ISMIE Indemnity Insurance Company (Excess and Surplus lines insurer)

  • Professional liability malpractice insurance for healthcare professionals.
  • Malpractice coverages
  • Hospital Professional Liability
  • Surgery and Imaging Centers
  • Miscellaneous Facility Professional Liability
  • Staffing Agency Coverages
  • Stand-Alone Tail

ISMIE continues to push the boundaries in deepening it's policy coverage, by often upgrading standard policy terms with endorsements to offer the best in service professional liability insurance.

Note: Availability of coverages and program features are subject to state insurance statutes in your particular state(s) of practice.

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