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    Indiana Osteopathic Association-ISMIE Affinity Program


    Not an Indiana Osteopathic Association (IOA) member? Learn more about becoming a member.

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    ISMIE Mutual Insurance Company (ISMIE) has been selected as the endorsed medical professional liability insurance carrier of the Indiana Osteopathic Association (IOA), and offers IOA members access to a unique affinity program through all ISMIE-appointed brokers* — including Program Administrator Arlington/Roe.

    *Program is open to all ISMIE-appointed brokers and allows for direct submission to ISMIE. Non ISMIE-appointed brokers may access the program through the program administrator.

    • 10% IOA credit applied to ISMIE clients 1
    • Loss Free Credits of up to 19.5% 2
    • Risk Management credits of up to 15% 3  Learn More
    • Rating credits for individual physicians 4
    • Rating and loss experience credits for clinic physicians from economically integrated practices 4

    1 net of any applicable discounts and credits

    2 based on number of years with no indemnity paid

    3 subject to participation in ISMIE’s risk management courses

    4 Must meet underwriting guidelines.

    • Data Breaches: Causes and Evolving Risks
    • Genomic Medicine: Maximizing Benefits and Minimizing Risks
    • Opioid Prescribing in the Office: What You Should Know
    • Physician Burnout and Impairment: How an Unhealthy Doc Can Affect a Healthy Practice
    • Sexual Misconduct in the Medical Setting, Parts 1 and 2 

    Policyholders in ISMIE's Risk Management program are 37% less likely to experience a claim resulting in a payment, and 21% less likely to experience a claim overall, than non-participants.

    ISMIE has proudly delivered protection, quality, service and value to healthcare professionals for more than 40 years. Its vast array of offerings includes industry-leading risk management programs, customized coverage options, and physician-led claims management. ISMIE is excited to offer this top-quality coverage with an exceptional package of credits exclusively for IOA members.

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    We "DO" more for DOs. Not a member of IOA? Learn more about a membership today.
  • To be approved for this program, DOs must meet the following requirements:
    • Program is only open to IOA members in good standing
    • Enrollment requires signing a Participation Agreement and approval of physician's application by ISMIE
    • 50% of practice must be in Indiana to be eligible for this program
  • Learn more about the ISMIE difference



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