Privacy Policy

Purpose: This policy describes how ISMIE Mutual, affiliates and subsidiaries handle information obtained from our websites.

General Policy Statement: Protecting your privacy is a matter of great importance to ISMIE Mutual. Information obtained and information you voluntarily provide to us through ISMIE Mutual websites, will never be sold. We may use it to provide you with information we believe may be of interest to you, and we may share the information with third parties who provide services to us. At your request, ISMIE Mutual will remove from its files any contact information you provided. If you use our website to reach any of our specific software applications, additional policies may apply. We reserve the right to update this policy without notice.

Information You Provide to Us

We do not collect personally identifiable information unless you voluntarily provide it to us when utilizing a service, requesting information or logged onto one of our application systems. ISMIE Mutual is sole owner of information obtained through our websites. We use the information to conduct business or to complete your request. We do not disclose personally identifiable information collected through our site unless we have your consent, or unless disclosure is otherwise permitted or required by law. Credit card transactions enabled by our website are processed through a PCI DSS certified credit card processing company. We do not collect or retain credit card information through our website. The privacy policy of the processing company controls the information they retain.

Information Gathered Automatically

When you visit ISMIE Mutual’s websites, some information such as your Internet protocol (IP) address, Internet service provider, operating system, the site from which you arrived, and the date and time of your visit may be collected automatically as part of the software operation of the website. We do not associate the data with any specific visitor. ISMIE Mutual is using Google Analytics, a web analytics service. Google Analytics uses cookies (small files sent to your computer) for the purposes of evaluating your use of the website, compiling reports on website activity, and providing other services related to Internet usage. Google Analytics will not associate your IP address with any other information held by Google Analytics. You may refuse the use of cookies by selecting the appropriate settings on your browser; however doing so may prevent you from using the full functionality of the website. ISMIE Mutual will not associate your IP address and web usage data with any other information held by the ISMIE Mutual that can specifically identify you unless required to do so by law. By using this website, you consent to the processing of data about you.

External Links

ISMIE Mutual websites contain links to external websites not owned by us. ISMIE Mutual is not responsible for and assumes no liability for the privacy policies or practices or the content of other sites. We encourage you to read the privacy statement of any website you visit, especially those that collect personally identifiable information.

Protecting Personal Information

ISMIE Mutual has implemented appropriate physical, electronic, and administrative procedures to protect the personally identifiable information we collect online. The forms used on our website to collect personally identifiable information are secure forms and are indicated by the letters "HTTPS" in the URL of the form. However, email messages are not secure or encrypted. When communicating via email with ISMIE Mutual, ISMIE Mutual is not responsible for the privacy of email messages in transit in either direction. While the security of your personal information is of great importance to ISMIE Mutual, we cannot guarantee the security of any information you choose to disclose in email.

Protected Health Information (PHI)

ISMIE Mutual uses appropriate safeguards to prevent unauthorized use or disclosure of Protected Health Information (PHI) other than as permitted or as required by law. ISMIE utilizes administrative, physical, and technical safeguards that reasonably and appropriately protect the confidentiality, integrity, and availability of PHI that it receives.

Changes to this Policy

If our privacy policy changes, we will post the changes at https://www.ismie.com/privacy. Your continued use of this site shall be deemed your acceptance of the modified privacy policy.

Contact Us

If you have questions about this policy statement or the practices of this website, please contact us at info@ismie.com.

CME Privacy

We respect your privacy, and take great care to safeguard your continuing medical education (CME) information in our possession. ISMIE Mutual Insurance Company takes seriously the protection and proper use of your personal information.

ISMIE does not share policyholder information (including email addresses) outside of our direct CME affiliates and partners. Even within ISMIE Mutual and our direct affiliates and partners, we restrict access to your CME information to those individuals who need it to provide you with products or services available from ISMIE. Any third-party companies we use to provide you with CME products or services are required to keep your information secure and confidential.

If you have any other questions or concerns regarding ISMIE's access to or use of your CME information, please email us at  riskmanagement@ismie.com.