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AM Best Reaffirms ISMIE’s Excellent Financial Rating and Upgrades Outlook

March 28, 2025

ISMIE recently received the good news that AM Best has reconfirmed our A- (Excellent) rating and has upgraded our outlook to “stable.” AM Best is the global credit rating agency of insurance companies. The rating system reflects an insurance company’s creditworthiness and ability of the insurer to pay claims and obligations.

“We are pleased with this outlook upgrade as it reflects ISMIE’s commitment to stability for the security and peace of mind of our policyholders,” said Paul H. DeHaan, M.D., Chairman of the Board of Directors for ISMIE Mutual Insurance Co.

In its report, AM Best stated that the latest rating decision was based in part on ISMIE’s financial strength at the highest level as “strongest,” favorable loss reserve development as reported in each of the prior ten years, and high quality of capital.  The report also notes the successful selective strategic expansion and diversification by product and geography as ISMIE has expanded nationally and diversifying by also offering some non-medical professional liability insurance products.
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